Making money in GTA Online has never been easier than in 2025 – especially if you play solo. Thanks to new mini heists, improved businesses, and powerful passive income options, you can now earn millions completely alone, without a crew, without random players, and without unnecessary stress.
This guide shows you the best solo money-making methods in GTA Online (2025), explains how much money you can realistically earn, and gives you a clear strategy to combine all activities efficiently.
✅ 100% solo playable
✅ Updated for 2025
✅ For beginners & advanced players
✅ Active + passive income combined
TL;DR: How to Make the Most Money Solo in GTA Online (2025)
- Best solo method overall: Cayo Perico Heist (1.2–1.7M per run)
- Best passive income: Nightclub (Warehouse + Popularity)
- Best beginner method: Cluckin’ Bell Farm Raid
- Safest solo method: Acid Lab (single-vehicle sales)
- Best method with limited time: Agency (Payphone Hits & Contracts)
👉 When combined correctly, these methods allow solo players to earn several million GTA$ per session.
Why Solo Money Making Is Stronger Than Ever in 2025
Rockstar has steadily shifted GTA Online toward solo-friendly gameplay:
- More single-vehicle sell missions
- Mini heists with fixed payouts
- Strong passive businesses
- Less reliance on public lobbies
👉 In 2025, solo players who rotate activities smartly often earn more consistently than crew-based grinders.
The 10 Best Solo Money-Making Methods in GTA Online (2025)
1️⃣ Cayo Perico Heist – The Best Solo Method Overall
The Cayo Perico Heist remains the undisputed king of solo money making.
Why it’s so good:
- Fully playable solo
- Extremely fast finale
- Highest payout per hour
Details:
- Investment: Kosatka Submarine (~$2.2M)
- Time:
- Setups: ~30 minutes (with experience)
- Finale: ~10 minutes
- Payout: ~$1.2M – $1.7M
- Cooldown (solo): ~2.5 hours
Best for:
Advanced and endgame players who want maximum efficiency.
2️⃣ Nightclub – Best Passive Income in the Game
The Nightclub is the backbone of any long-term solo strategy.
Two income streams:
- Popularity Safe: up to $50,000 per in-game day
- Warehouse Goods: about $50,000 per hour passively
Why it’s perfect for solo players:
- Always single-vehicle sales
- Minimal management
- Earns money while you do other activities
3️⃣ Agency – The Most Versatile Solo Property
The Agency offers four different solo income streams.
Income sources:
- Dr. Dre Contract: $1,000,000 (1–2 hours, solo)
- Security Contracts: $30k–$70k in ~5 minutes
- Payphone Hits: $45k in ~5 minutes (with bonus)
- Safe Income: up to $20k per day permanently
Why it’s so strong:
- Perfect cooldown filler
- Fast, reliable cash
- Scales long-term through the safe
4️⃣ Acid Lab – King of Safe Passive Solo Money
The Acid Lab is one of the best solo businesses ever added.
Why it stands out:
- Extremely easy sell missions
- Always one vehicle
- Great profit for very low effort
Numbers:
- Supplies: ~$96k
- Sell value:
- Private session: ~$240k
- Public lobby (high demand): $500k+
- Production time: ~4 hours (passive)
Pro tip:
Rename your product in the interaction menu for a permanent 5% bonus.
5️⃣ Cluckin’ Bell Farm Raid – Best Free Solo Method
Perfect for new players with no money.
Why it’s great:
- No business required
- No startup cost
- Fixed payout
Details:
- Payout: $500,000
- Time: ~45–60 minutes
- Cooldown: 48 minutes
6️⃣ Auto Shop – Mini Heists + Extra Income
The Auto Shop combines active contracts with small side income.
Income sources:
- Customer cars: $30k–$50k (5 minutes)
- Robbery Contracts: $170k–$300k per run
Why it works solo:
- All contracts are solo playable
- Short missions
- High fun factor
7️⃣ Salvage Yard – Underrated but Solid Solo Option
Salvage Yard Robberies:
- $200k–$400k per job
- ~30–40 minutes
- Fully solo
Extras:
- Tow truck jobs
- Safe income
👉 Not the top earner, but a strong and flexible addition.
8️⃣ Bunker – Reliable Passive Income
With upgrades, the Bunker is still very profitable.
Numbers:
- Supplies: $75k
- Sell price: $210k (long-distance)
- Profit: ~$145k
- $50k excess weapon delivery every 48 minutes
Important:
Without staff and equipment upgrades, the bunker is not worth running.
9️⃣ Oscar Guzman – Titan Job
One of the fastest solo mini heists available.
- Hard mode payout: up to ~$750k
- Time: ~45–60 minutes
- Great for quick, reliable cash
🔟 AV Schwartzman Missions – Hidden Solo Gem
- No business required
- 4 setups + finale
- $500k, or $600k with elite challenge
- Excellent for beginners and pure solo players
Comparison: All Solo Money-Making Methods (2025)
| Method | Type | Investment | Solo Friendly | Realistic $/Hour |
|---|---|---|---|---|
| Cayo Perico | Active | High | ⭐⭐⭐⭐☆ | Very High |
| Nightclub | Passive | High | ⭐⭐⭐⭐⭐ | High |
| Agency | Hybrid | Medium | ⭐⭐⭐⭐⭐ | Medium–High |
| Acid Lab | Passive | Medium | ⭐⭐⭐⭐⭐ | High |
| Cluckin’ Bell Raid | Active | None | ⭐⭐⭐⭐☆ | Medium |
| Auto Shop | Active | Medium | ⭐⭐⭐⭐⭐ | Medium–High |
| Salvage Yard | Active | Medium | ⭐⭐⭐⭐⭐ | Medium |
| Bunker | Passive | Medium–High | ⭐⭐⭐⭐☆ | Medium |
| Oscar Guzman | Active | Medium | ⭐⭐⭐⭐⭐ | Medium–High |
| AV Schwartzman | Active | None | ⭐⭐⭐⭐⭐ | Medium |
Best Solo Methods by Player Type (2025)
👉 Best Methods for Beginners
If you are new to GTA Online or don’t have much startup capital, focus on these solo-friendly options:
- Cluckin’ Bell Farm Raid – no business required, fixed payout
- AV Schwartzman Missions – no investment, fast and reliable
- Acid Lab – easy setup and very safe solo sales
👉 Best Passive Solo Money-Making Methods
These methods generate income while you play other activities and are ideal for stress-free grinding:
- Nightclub – warehouse goods + popularity safe
- Acid Lab – single-vehicle sales and strong profit
- Bunker – solid passive income with upgrades
👉 Best Solo Methods If You Have Limited Time
If you only have short sessions available, these activities offer high payouts in very little time:
- Cayo Perico Heist – highest payout per run
- Agency (Payphone Hits & Security Contracts) – fast cooldown fillers
- Auto Shop Robberies – short mini-heists with good rewards
The Best Solo Rotation (No Downtime)
Example 2–3 hour session:
- Cluckin’ Bell Raid or Auto Shop Contract
- Agency: Security Contract + Payphone Hit
- Sell Acid Lab (if ready)
- Nightclub popularity + safe
- Cayo Perico (if cooldown is over)
👉 While you play, Nightclub and Bunker keep producing in the background.
FAQ: GTA Online Solo Money Making (2025)
What is the best solo money-making method?
The Cayo Perico Heist offers the highest payout per hour, especially when combined with passive businesses.
Can GTA Online be played completely solo?
Yes. In 2025, nearly all top money-making methods are fully solo playable.
What is the best method for beginners?
The Cluckin’ Bell Farm Raid and AV Schwartzman Missions require no startup money and are ideal for new players.
What is the safest solo income source?
Passive businesses like the Nightclub and Acid Lab are the safest options due to single-vehicle sales.
Conclusion
If you want to get rich solo in GTA Online in 2025, you don’t need a crew.
You need:
- One strong heist
- Two passive businesses
- A smart rotation
With the right setup, you can earn millions consistently, completely stress-free.
